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	<title>The Lifelong Learner &#187; free</title>
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	<description>Do what you can, with what you have, where you are -Roosevelt</description>
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		<title>Free Tax Filing</title>
		<link>http://lifelonglearner.kubasek.com/2005/01/free-tax-filing/</link>
		<comments>http://lifelonglearner.kubasek.com/2005/01/free-tax-filing/#comments</comments>
		<pubDate>Wed, 19 Jan 2005 20:40:24 +0000</pubDate>
		<dc:creator>Stanley</dc:creator>
				<category><![CDATA[Off Topic]]></category>
		<category><![CDATA[free]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://kubasek.com/blog/lifelong_learner/?p=65</guid>
		<description><![CDATA[You heard about it, I&#8217;m sure. But you could never quality, right? Not anymore. IRS partners now offer FREE tax filing for ALL. That&#8217;s cool. See the CNET article I read about this. Here are the links to the FREE filings from major companies.Intuit TurboTaxTaxActeSmartTax See others here that offer free filings based on one [...]]]></description>
			<content:encoded><![CDATA[<p>You heard about it, I&#8217;m sure. But you could never quality, right? Not anymore. IRS partners now offer FREE tax filing for ALL. That&#8217;s cool. See the <a href="http://news.com.com/IRS+partners+offer+free+online+tax+filings/2100-1038-5541931.html?part=dht&amp;tag=ntop&amp;tag=nl.e433">CNET article</a> I read about this.
<p>Here are the links to the FREE filings from major companies.<a href="http://www.taxfreedom.com/">Intuit TurboTax</a><a href="https://www.taxactonline.com/s_online_tax/introduction/intro_index.asp?sc=0450302">TaxAct</a><a href="http://www.esmarttax.com/free2005.asp">eSmartTax</a>
<p>See others <a href="http://www.irs.gov/app/freeFile/jsp/all_offers.jsp?">here</a> that offer free filings based on one or more conditions.</p>
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		<title>Free Credit Reports</title>
		<link>http://lifelonglearner.kubasek.com/2004/11/free-credit-reports/</link>
		<comments>http://lifelonglearner.kubasek.com/2004/11/free-credit-reports/#comments</comments>
		<pubDate>Wed, 24 Nov 2004 16:44:32 +0000</pubDate>
		<dc:creator>Stanley</dc:creator>
				<category><![CDATA[Off Topic]]></category>
		<category><![CDATA[creditreport]]></category>
		<category><![CDATA[free]]></category>

		<guid isPermaLink="false">http://kubasek.com/blog/lifelong_learner/?p=52</guid>
		<description><![CDATA[Do you ever plan to buy a house? Finance a car? If so, you better have a good credit or you might not get a good deal. It seems like credit reports are getting more important. I even heard that some car-insurance companies will be accepting customers based on a credit report. The list goes [...]]]></description>
			<content:encoded><![CDATA[<p>Do you ever plan to buy a house? Finance a car? If so, you better have a good credit or you might not get a good deal. It seems like credit reports are getting more important. I even heard that some car-insurance companies will be accepting customers based on a credit report. The list goes on and on. Simply put, <strong>you need to have a good credit report and you need to verify that fairly often</strong> &#8212; once every year or so. That costs money, no? Sure it does, but things are changing.</p>
<p>There is a new law in place now. You can get a free report from each of the major companies (Equifax Inc., Experian and TransUnion) for free. Every year! That&#8217;s some good news. You might just have to wait a little longer, though. See the breakdown of states and the eligibility, below. It looks like NJ will be eligible for free reports starting on Sept 1, 2005.</p>
<p><strong>How do you get it?</strong> Visit <a href="http://www.annualcreditreport.com">AnnualCreditReport.com</a> and get it from there.</p>
<p>My strategy? I check a different report every 4 months. I setup a calendar reminder so I know when to do it.</p>
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